SVC-026 / Specialist intake
File an interworld insurance claim
Decision owner: Insurance & Risk Supervision Authority
INSauthorityUnion-wide competence
Credible protection and fair claims
Insurance and Risk Supervision independently examines whether promises of protection remain credible when failures are correlated across habitats, routes or utility systems. It serves policyholders, providers, public guarantee bodies and communities assessing catastrophe arrangements. A contract's reassuring language is not a substitute for disclosed capacity and fair claims handling.
Choose your route
Office output: Provider supervision record
Companies and cooperatives
SVC-045 / Competent referral
Request public records
Decision owner: Archives, Libraries & Memory Commission
SVC-041 / Competent referral
Obtain legal aid remotely
Decision owner: Justice & Legal Cooperation Commission
People and households
SVC-026 / Specialist intake
File an interworld insurance claim
Decision owner: Insurance & Risk Supervision Authority
SVC-045 / Competent referral
Request public records
Decision owner: Archives, Libraries & Memory Commission
SVC-041 / Competent referral
Obtain legal aid remotely
Decision owner: Justice & Legal Cooperation Commission
Research and civic organisations
SVC-026 / Specialist intake
File an interworld insurance claim
Decision owner: Insurance & Risk Supervision Authority
SVC-045 / Competent referral
Request public records
Decision owner: Archives, Libraries & Memory Commission
SVC-041 / Competent referral
Obtain legal aid remotely
Decision owner: Justice & Legal Cooperation Commission
Public administrations
SVC-026 / Specialist intake
File an interworld insurance claim
Decision owner: Insurance & Risk Supervision Authority
SVC-045 / Competent referral
Request public records
Decision owner: Archives, Libraries & Memory Commission
SVC-041 / Competent referral
Obtain legal aid remotely
Decision owner: Justice & Legal Cooperation Commission
Policy scope, correlated risk and provider supervision
Teams supervise providers, catastrophe pools, risk models, public guarantees, cross-region claims and transparency. Records distinguish an insured event, immediate support, the provider's evidence requirements and any disputed exclusion. Model reviews examine dependencies and uncertainty rather than accepting a single optimistic loss estimate.
The powers we hold and the powers we refer
The Authority does not set monetary policy, allocate welfare or adjudicate every disputed claim. Monetary & Payments Authority, Social Protection Commission and competent legal bodies retain those roles. A claim dispute cannot be used to suspend unrelated civic rights or essential public support.
A case in practice
Illustrative case / INS
A habitat outage affects several providers using the same maintenance contractor. The supervision review examines correlated exposure and the claims interface. Policyholders receive a reasoned determination and a review route; providers cannot treat a remote custody handoff as an undefined gap that defeats every claim.
Responsibilities and programmes
Insurance Supervision
Insurance Supervision brings together solvency review, consumer policy fairness and claims conduct.
Explore this programme →Catastrophe Pools
Catastrophe Pools brings together habitat loss pool, transit disaster pool and solar event pool.
Explore this programme →Risk Modeling
Risk Modeling brings together correlated failure analysis, frontier exposure models and climate risk data.
Explore this programme →Public Guarantees
Public Guarantees brings together essential-service guarantees and recovery fund oversight.
Explore this programme →Claims Coordination
Claims Coordination brings together cross-region claims, mass incident claims and dispute referral.
Explore this programme →Risk Transparency
Risk Transparency brings together coverage registers and exclusion disclosure.
Explore this programme →Where our powers stop
Private insurers price ordinary risk; public authorities set rights and guarantee limits.
Public records and accountability
INS/REGRecords and reasoned determinations
INS/CONTACTAnnual service plan; public decisions; performance and expenditure report.
Contact the competent office
Accessible assistance, evidence alternatives, institutional handoffs and review.