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Insurance & Risk Supervision Authority identity
INS / authority
Insurance & Risk Supervision Authority

INS / PUBLIC SERVICE NETWORK

Catastrophe Pools

Catastrophe Pools brings together habitat loss pool, transit disaster pool and solar event pool.

INSauthorityUnion-wide competence

The public purpose

Catastrophe Pools brings together habitat loss pool, transit disaster pool and solar event pool.

Operational teams

Programme responsibilities

Assessment evidence
Habitat loss-pool covenant; Transit disaster-pool arrangement; Solar-event pool assessment
Accountable output
Catastrophe Pools integrated programme finding
Programme custodian
Catastrophe Pools
Independent review
Union Ombudsman

Requests and referrals

Catastrophe Pools / division of work

INS.02.01

Habitat loss pool

Coordinate catastrophe coverage for habitat loss with transparent participant and public interfaces.

Accountable output
Habitat loss-pool covenant
INS.02.02

Transit disaster pool

Define pooled transit disaster obligations across carriers, passengers and receiving custodians.

Accountable output
Transit disaster-pool arrangement
INS.02.03

Solar event pool

Assess pooled solar-event exposure across infrastructure without treating varied assets as independent.

Accountable output
Solar-event pool assessment

Authority for catastrophe pools integrated programme finding

Subject-specific assessment
Multiple members rely on one failure-prone utility while the pool assumes independent losses
Shared legal framework
Insurance & Risk Supervision Authority / powers
Handling complaint
Union Ombudsman
Contested legal finding
Union Court of Justice

Choose your route

Office output: Catastrophe Pools integrated programme finding